A skydiver doesn't speed up forever β the air pushes back harder the faster you go. There's no neat formula for this, so do what engineers do: predict the speed one small step at a time.
Start here β these are the sources that inspired this exploration.
Gravity pulls a skydiver down; air resistance pushes back, and the push grows with speed. At some point the two balance and the speed stops rising β terminal velocity. The rule for how speed changes is easy to write but has no simple formula for the answer, which is exactly when stepping forwards in time (a few seconds per step, in a spreadsheet) earns its keep. Felix Baumgartner's jump from 39 km is the perfect test case: he briefly fell faster than sound. Could your model explain why that was possible up there but impossible near the ground?